TERMS

TERMS OF PARTICIPATION

Please READ Carefully. By checking the box below you are agreeing to these terms and giving your virtual signature. By purchasing the product you, (herein referred to as “Client”) agree to the following terms shared herein.


PROGRAM/SERVICE

Karen Pattock.com and Make A Difference Make A Living, (herein referred to as Company), agrees to provide “STEP Into More Profits”, (herein referred to as Program), identified in online commerce shopping cart. Client agrees to abide by all policies and procedures as outlined in the agreement as a condition of their participation in the Program.


DISCLAIMER

Client understands Karen Pattock, (herein referred to as “Consultant”), and KarenPattock.com and Make A Difference Make A Living is not an employee, agent, lawyer, doctor, manager, therapist, public relations or business manager, registered dietician or financial analyst, psychotherapist or CPA. Client understands their participation in this program will not treat or diagnose any disease, illness or ailment and if they should experience any such issues they should see their registered physician or other practitioner as determined by their own judgment.


Client understands that Consultant has not promised, shall not be obligated to and will not:

(1) procure or attempt to procure employment or business or sales for Client, (2) Perform any business management functions including but not limited to, accounting, tax or investment consulting, or advice with regard thereto, (3) Act as a therapist providing psychoanalysis, psychological counseling or behavioral therapy, (4) act as a public relations manager, (5) act as a publicist to procure any publicity, interviews, write-ups, features, television, print or digital media exposure for Client, (6) Introduce Client to Consultant’s full network of contacts, media partners or business partners.

Client understands that a relationship does not exist between the parties after the conclusion of this program. If the Parties continue their relationship, a separate agreement will be entered into.


FEES

The fee for the Early Bird Self-Study level of STEP Into More Profits has 2 options.

Option 1 is 3 payments of $157. You will pay $157 today and $157 each month for additional 2 months from the date of purchase, for a total payment of $471. If you choose to pick this option, you are responsible for all 3 payments.
 

If you elect to pay for STEP Into More Profits in full, you can pay in one payment of $397 (saving $74 or approximately 16%).

 
The non-early bird pricing is 1 payment of $497 or 3 payments of $197.
 

METHODS OF PAYMENT

If Client elects to pay by monthly installments, Client authorizes the Company to charge Client’s credit card or debit card. If Client elects to pay in FULL, Client may pay by credit card, debit card or Paypal.


 
REFUNDS

We want you to be satisfied with your purchase but we also want you to give your best effort to apply the strategies in the course we offer a 30 day refund for purchases, but in order to qualify for a refund you must submit proof that you did the work in the course and it did not work for you.

 
We will not provide refunds more than 30 days following the date of purchase. After day 30, all payments are non-refundable and you are responsible for all of payment of the fees for the program regardless if you complete the program.


Please note: if you opted for a payment plan and you do not request a refund within 30 days, you are required by law to complete the remaining payments of your payment plan.

All refunds are discretionary as determined by Karen Pattock. To further clarify, we will not provide a refund after the 30th day from your date of purchase and all payments must be made on a timely basis. If payments are not made on time you agree to pay interest on all past due sums at a rate of 1.5% per month or the highest rate allowed by law which ever is greater.

If you have any questions or problems, please let us know by contacting our support team directly. The support desk can be reached at Karen@karenpattock.com.

CONFIDENTIALITY

The company respects Client’s privacy and insists that client respect the Company’s and Program Participants, (herein referred to as Participants). Thus, consider this a mutual non-disclosure agreement. Any confidential information shared by Program Participants or any representative of the Company is confidential, proprietary, and belongs solely and exclusively to the participant who discloses it. Parties agree not to disclose, reveal or make use of any confidential information or any transactions, during discussions, in the Facebook Group or otherwise.

Client agrees not to use such confidential information in any manner other than in discussion with other Participants during program. Confidential information includes, but is not limited to, information disclosed in connection with this agreement, and shown that include information rightly obtained from a third-party.

Both parties will keep confidential information in strictest confidence and shall use the best effort to safeguard the confidential information and to protect it against disclosure, misuse, espionage, loss and theft.

Client agrees not to violate the Company’s publicity or privacy rights. Furthermore client will not reveal any information to a third-party obtained in connection with this agreement or Company’s direct or indirect dealing with client including but not limited to; names, email addresses, third-party company titles or positions, phone numbers or addresses.  Additionally, Consultant will not, at any time, either directly or indirectly, disclose confidential information to any third party.

Further, by signing below you agree that if you violate or display any likelihood of violating the session the company and/or the other program participants will be entitled to injunctive relief to prohibit any such violations to protect against the harm of such violations.

ACCESS

Access to STEP Into More Profits is for 1 year from the original purchase date.


PRODUCT LISTINGS

COMPANY strives for accuracy and all item descriptions, photographs, compatibility references, detailed specifications, pricing, links and any other product related information contained herein are referenced on our website. Due to human error and other determinants we cannot guarantee that all item descriptions, photographs, compatibility references, detailed specifications, pricing, legs and any other product related information listed is entirely accurate, complete or current, nor can we assume responsibility for these errors. In the event of product listed on our website is labeled with an inaccurate price due to some typographical, informational, technical or other error, Company shall at its sole discretion have the right to refuse and or cancel any order product and immediately correct and or remove the inaccurate information.  Additionally, all paper links to other websites from company are provided as resources to customers looking for additional information and or professional opinion. Company does not assume responsibility for these claims and or representations made on these or any other website.


PRODUCT REVISIONS

Company is not responsible for changes or variations in product specifications and or physical appearance, since in some cases company acts as a distributor for others. In the interest of our customers, company puts forth its best efforts to ensure that all product information is up-to-date and factual. Unfortunately there are varying determinants which, although infrequent, cause the information on our website to become outdated without our immediate knowledge. This includes but is not limited to new versions or revisions, color deviations, retail package alterations and other variations that may be considered inconsequential by the manufacturer. In some cases, company relies on the manufacturer of the product to communicate these differences. Presently we have no way of alerting customers prior to purchase in the event the manufacturer failed to do so. Consequently, company will not be held responsible for product revision changes.


NON-DISCLOSURE OF COACHING MATERIALS

Material given to client in the course of clients work with the company is proprietary, copyrighted and developed solely and specifically for company. All materials, procedures, policies, and standards, all teaching manual, I’ll teaching aids, all supplements and the like that have been or will be made part for personal use and or in conjunction with this training program only. Original materials that have been provided to client are for client’s individual use only and a single-user license. Client agrees that such proprietary material is solely for client’s own personal use. Any disclosure, reproduction and sale by client to a third-party is strictly prohibited. Program content may not be sold, tape-recorded, videotaped, shared, given away, shared, talked about, given away, or otherwise divulged without the express written consent of Karen Pattock.


NO TRANSFER OF INTELLECTUAL PROPERTY

Karen Pattock's program is copyrighted and original materials that have been provided to client or for the client’s individual use only and a single user license. Client is not authorized to use any of the company’s intellectual property for clients business purposes. All intellectual property, including companies copyrighted program and or course materials, shall remain the sole property of Karen Pattock. No license to sell or distribute company’s material is granted or implied.

By signing below, client agrees (1) not to infringe any copyright, patent, trademark, trade secret, or other intellectual property rights, (2) client agrees that confidential information shared by the company is confidential and proprietary, and belongs solely and exclusively to the company, (3) client agrees not to disclose such information to any other person or use it in any manner other than in discussion with the company. Further, by signing below, client agrees that if client violates, or displays any likelihood of violating, any of client agreements contained in this paragraph, the company shall be entitled to injunctive relief to prohibit any such violations.

Karen Pattock

KarenPattock.com
KarenPattock.tv